Buying a home is a big commitment. It's the largest purchase most people will ever make. At 701 Realty, we focus on your wants and needs to find the perfect home for you. Once pre-approved for a mortgage loan and a list of wants and needs is made, we work with you to narrow down the available homes on the market that fit your needs and are within budget.

Some of Our Clients

Local Mortgage Lenders 701 Realty Inc. has a great-deal of experience working with:

  • eLending Now
  • First Western Bank & Trust
  • Town and Country Credit Union
  • Gate City Bank
  • First International Bank & Trust

Looking to Get Pre-Approved?

Financing a home can be complicated. We can walk you through the entire pre-approval process.

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
0.0%
Enter a value
Term in years
Number of years you have to pay.
years
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

How it Works

  • Get your finances in order
  • Contact a local lender to get pre-approved
  • Find a realtor that fits you
  • Determine your wants and needs
  • Tour many homes to see what's available
  • Make an offer

Things to consider:
Price - Finding the balance between being house poor and living a comfortable lifestyle
Closing costs – Will you be splitting closing costs with the seller
Closing date – Do you need to sell your home to purchase this one? Is there a specific date you need to close by?

  • Accepted Offer

After an offer is accepted, prepare for a home inspection and appraisal before reaching the closing table.